Why it's worth it
The ruching makes a plain tan loafer actually interesting.
The Edit
Fine-grain leather with a deliberately ruched quarter and vamp — the gather runs from heel counter to toe box, softening the traditional loafer last into something closer to a glove fit. The penny strap is cut clean and flat against the rumpled upper, stitched at the seam line for contrast. A stacked wood-effect heel sits at roughly 20mm, keeping the silhouette floor-level and wearable all day.
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